Wow! What a minefield! This is really complicated. Here's the situation: I need to insure the boat I'm buying so I can get a BW licence for it. But in three months I won't be using the boat, Ally and Ben will. And they'll be living aboard in a marina. One insurance company I looked at quoted for either "marina" or "living aboard", implying that the two were mutually exclusive.
And do I get third party, fire and theft or comprehensive cover? And what about contents?
I wonder if Ally and Ben should arrange the insurance, or do I have to be the policy holder in order to get the licence?
And if the boat's going to be in a marina for a couple of years does it need a BW licence at all?
I'm going to have to make some phone calls.
Oh, and we're going boating - on Shadow with David and co. That's bound to create extra complexity if, as we hope, we're to take over the "new" boat straight from Shadow.
If you have experience in this area I'd really appreciate your comments. Thanks.
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