tag:blogger.com,1999:blog-1772469946571497931.post3201295220089202742..comments2024-01-18T01:32:42.588+00:00Comments on Halfie: Narrowboat insuranceUnknownnoreply@blogger.comBlogger13125tag:blogger.com,1999:blog-1772469946571497931.post-30752973959200717182012-04-09T18:26:58.092+01:002012-04-09T18:26:58.092+01:00Thanks very much, everyone. Most useful.Thanks very much, everyone. Most useful.Halfiehttps://www.blogger.com/profile/00167481543065324357noreply@blogger.comtag:blogger.com,1999:blog-1772469946571497931.post-83150934771968443662012-04-09T16:44:45.154+01:002012-04-09T16:44:45.154+01:00Unless the marina is on a rare bit of historically...Unless the marina is on a rare bit of historically 'private' water. Unlikely if it's a big, new one.Sarahhttps://www.blogger.com/profile/01759448161130667128noreply@blogger.comtag:blogger.com,1999:blog-1772469946571497931.post-90648647435815027262012-04-09T14:15:22.576+01:002012-04-09T14:15:22.576+01:00I'm just about to renew Briar Rose's insur...I'm just about to renew Briar Rose's insurance after one year of ownership. The first year was with Towergate Mardon, mostly because they insured Debdale and gave us three years no claims discount because of that. It might be worth you trying a similar thing because the saving could be significant.<br /><br />The renewal is in the region of £200. I've also got a quote from GJW (who Braidbar recommend, incidentally), which is a bit cheaper and has a lower excess. I just need to confirm that the cover is the same.<br /><br />You will need a licence even if your boat never leaves the marina. As Neil says, it's BW's water. Having a licence is usally a condition of getting a mooring, and BW inspectors regularly tour marinas making sure all the boats are licensed.Adamhttps://www.blogger.com/profile/00797263033136330290noreply@blogger.comtag:blogger.com,1999:blog-1772469946571497931.post-82611946217701890982012-04-09T11:29:29.796+01:002012-04-09T11:29:29.796+01:00Just noticed - EIS is the same as Euromarine as me...Just noticed - EIS is the same as Euromarine as mentioned by the Ducks.Neil Corbetthttps://www.blogger.com/profile/06198251427537653059noreply@blogger.comtag:blogger.com,1999:blog-1772469946571497931.post-57637470304109546222012-04-09T11:26:51.836+01:002012-04-09T11:26:51.836+01:00Welcome to the wold of boat ownership and all its ...Welcome to the wold of boat ownership and all its trials! We pay less than£200 a year for Herbie insurance with EIS which I reckon is good. I think she's insured for £40k. Probably more for liveaboard and we only have £1000 of contents cover. And of course we have 6 years no claim.<br /><br />As to BW- they'll certainly want a licence. It's still their water in the marinaNeil Corbetthttps://www.blogger.com/profile/06198251427537653059noreply@blogger.comtag:blogger.com,1999:blog-1772469946571497931.post-5643961140948703002012-04-09T10:44:42.026+01:002012-04-09T10:44:42.026+01:00It's always been the contents cover that's...It's always been the contents cover that's led us to Towergate. You need £10k+, since as a liveaboard you've got no house insurance covering most of your possessions.<br /><br />For leisure use, I'm sure that you can get competitive quotes from the others. We paid around £450 this year, I think, for £110k boat and £12k contents.<br /><br />BruceBruce in Sanityhttps://www.blogger.com/profile/09002339611763779269noreply@blogger.comtag:blogger.com,1999:blog-1772469946571497931.post-90093466781496309262012-04-09T10:11:42.189+01:002012-04-09T10:11:42.189+01:00I think you'll find most marinas will insist o...I think you'll find most marinas will insist on a BW licence. As to insurance I would have thought "contents" the most likely area of cover ever to generate a claim.<br />JimJimhttps://www.blogger.com/profile/14502754753792780008noreply@blogger.comtag:blogger.com,1999:blog-1772469946571497931.post-56646182725652653522012-04-09T09:37:39.925+01:002012-04-09T09:37:39.925+01:00Hi Bruce,
Our continuous cruising liveaboard insu...Hi Bruce, <br />Our continuous cruising liveaboard insurance cost us about £350 including extra contents cover from Collidge & Partners.<br />Take care, ElsieElsiehttps://www.blogger.com/profile/06763764606487079472noreply@blogger.comtag:blogger.com,1999:blog-1772469946571497931.post-87892702148906189192012-04-09T09:10:03.490+01:002012-04-09T09:10:03.490+01:00Bruce, Towergate quoted (online) nearly £600 for c...Bruce, Towergate quoted (online) nearly £600 for comp. cover for living aboard; James and Amy on Lucky Duck say they pay just £140/year with Euromarine (but I don't know what their level of cover is).Halfiehttps://www.blogger.com/profile/00167481543065324357noreply@blogger.comtag:blogger.com,1999:blog-1772469946571497931.post-15940891506069256882012-04-09T08:43:39.298+01:002012-04-09T08:43:39.298+01:00We've always found Towergate Mardon the best f...We've always found Towergate Mardon the best for liveaboards, with a good contents policy. In addition, they paid up on Tom Jones's policy after Ben Harp trashed Waiourou.<br /><br />Cheers<br /><br />BruceBruce in Sanityhttps://www.blogger.com/profile/09002339611763779269noreply@blogger.comtag:blogger.com,1999:blog-1772469946571497931.post-29279408593643790092012-04-09T07:58:43.275+01:002012-04-09T07:58:43.275+01:00VallyP, yes, we're buying at last, but our dau...VallyP, yes, we're buying at last, but our daughter and son-in-law will be living on it for a couple of years first.Halfiehttps://www.blogger.com/profile/00167481543065324357noreply@blogger.comtag:blogger.com,1999:blog-1772469946571497931.post-24790466870550542292012-04-09T07:57:04.508+01:002012-04-09T07:57:04.508+01:00We have a similar situation. The policy will need ...We have a similar situation. The policy will need to be in both parties names and there is usually an 'add-on' policy for contents. We have used Collidge & Partners who understand liveaboards. (other companies are available :-) )<br /><br />Not sure about the licence issue.Chrishttps://www.blogger.com/profile/15344064280811749111noreply@blogger.comtag:blogger.com,1999:blog-1772469946571497931.post-29694558399417072512012-04-09T00:02:00.257+01:002012-04-09T00:02:00.257+01:00It's been a while since I've been here, Ha...It's been a while since I've been here, Halfie, so I'll need to catch up, but for now, congratulations!! You're finally buying your boat! But does that mean you won't be using it yourself?Vallypeehttps://www.blogger.com/profile/08309284606572565277noreply@blogger.com